{"id":2541,"date":"2025-12-24T11:58:05","date_gmt":"2025-12-24T09:58:05","guid":{"rendered":"https:\/\/idesramboer.be\/?p=2541"},"modified":"2025-12-24T11:58:05","modified_gmt":"2025-12-24T09:58:05","slug":"exploitez-au-maximum-votre-police-dassurance-protection-juridique","status":"publish","type":"post","link":"https:\/\/idesramboer.be\/fr\/exploitez-au-maximum-votre-police-dassurance-protection-juridique\/","title":{"rendered":"Exploitez au maximum votre police d&rsquo;assurance protection juridique"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p><em>Le secteur de la construction devient de plus en plus complexe et les attentes des ma\u00eetres d\u2019ouvrage n\u2019ont jamais \u00e9t\u00e9 aussi \u00e9lev\u00e9es.<\/em><br \/>\n<em>En tant que concepteur vous risquez t\u00f4t ou tard d\u2019\u00eatre confront\u00e9 \u00e0 un litige qui peut prendre des formes tr\u00e8s diverses.<\/em><br \/>\n<em>En tant que concepteur dans le secteur de la construction, vous pouvez souscrire une assurance responsabilit\u00e9 civile professionnelle obligatoire, mais aussi une <strong>police d&rsquo; assurance protection juridique<\/strong>.<\/em><br \/>\n<em>Une telle assurance couvre les frais (tels que les honoraires d&rsquo; avocat ou d&rsquo; expert) d&rsquo; un r\u00e8glement \u00e0 l&rsquo; amiable, judiciaire ou extrajudiciaire d&rsquo; un litige dans le cadre de vos activit\u00e9s professionnelles.<\/em><\/p>\n<h2>Tenez compte du d\u00e9lai de carence<\/h2>\n<p>Le d\u00e9lai de carence d\u2019une assurance protection juridique est la p\u00e9riode suivant la souscription de l\u2019assurance pendant laquelle vous ne pouvez pas encore b\u00e9n\u00e9ficier d\u2019assistance juridique. Ce d\u00e9lai peut aller jusqu\u2019\u00e0 12 mois selon la nature du litige.<br \/>\nLa police s &lsquo; applique aux nouveaux conflits et le d\u00e9lai d&rsquo; attente vise \u00e0 emp\u00eacher les assur\u00e9s de souscrire une assurance protection juridique au moment o\u00f9 un conflict est sur le point d&rsquo;\u00e9clater. L\u2019assurance protection juridique est con\u00e7ue pour r\u00e9soudre des probl\u00e8mes juridiques impr\u00e9vus, et non pour traiter des conflits qui \u00e9taient d\u00e9j\u00e0 connus avant la souscription de l\u2019assurance. Renseignez-vous donc bien sur la dur\u00e9e du d\u00e9lai de carence pr\u00e9vu dans votre police.<\/p>\n<h2>Contactez votre courtier avant de consulter votre avocat<\/h2>\n<p>Un assureur protection juridique ne se limite pas au simple remboursement des frais ; il fournit \u00e9galement des services propres. Cela signifie qu\u2019il cherche activement<strong> une solution extrajudiciaire par tous les moyens appropri\u00e9s<\/strong> : mise en demeure, expertise, m\u00e9diation, n\u00e9gociations, etc.<br \/>\nEn outre, un assureur protection juridique attend que vous le consultiez au pr\u00e9alable, que vous suiviez ses recommandations et que vous n\u2019engagiez aucun avocat ni aucune d\u00e9pense avant qu\u2019il n\u2019ait donn\u00e9 son accord.<br \/>\nDans la pratique, nous constatons souvent que les concepteurs ne prennent contact qu &lsquo; apr\u00e8s avoir d\u00e9j\u00e0 envoy\u00e9 eux-m\u00eames des mises en demeure, apr\u00e8s qu &lsquo; une expertise a d\u00e9j\u00e0 eu lieu ou m\u00eame apr\u00e8s une audience au tribunal. Ce n &lsquo; est pas le but. Ces frais ne seront pas rembours\u00e9s.<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":2537,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-2541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classifiee"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Exploitez au maximum votre police d&#039;assurance protection juridique - Ides Ramboer<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/idesramboer.be\/fr\/exploitez-au-maximum-votre-police-dassurance-protection-juridique\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Exploitez au maximum votre police d&#039;assurance protection juridique - 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