{"id":1727,"date":"2023-07-13T08:01:56","date_gmt":"2023-07-13T06:01:56","guid":{"rendered":"https:\/\/idesramboer.be\/architect\/"},"modified":"2025-09-03T15:16:58","modified_gmt":"2025-09-03T13:16:58","slug":"architect","status":"publish","type":"page","link":"https:\/\/idesramboer.be\/fr\/architect\/","title":{"rendered":"Architecte"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling custom-row-width\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:60px;--awb-padding-bottom:90px;--awb-padding-bottom-small:30px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-title-text fusion-title-size-one\"><div class=\"title-sep-container title-sep-container-left fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><span class=\"awb-title-spacer fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><\/span><h1 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:34;line-height:1.4;\">Architecte<\/h1><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling custom-row-width\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-bottom:90px;--awb-padding-bottom-small:25px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-space-between fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1 fusion-text-no-margin custom-text-padding-left\" style=\"--awb-margin-bottom:45px;\"><p>Assurance obligatoire responsabilit\u00e9 professionnelle pour l\u2019architecte. Cette police assure la responsabilit\u00e9 civile, comprenant l\u2019assistance technique et juridique dans le cas o\u00f9 cette responsabilit\u00e9 est mise en p\u00e9ril dans le cadre de l\u2019exercice de la profession.<\/p>\n<\/div><div class=\"fusion-text fusion-text-2 custom-ul no-margin\"><ul>\n<li><span style=\"text-decoration: underline;\"><strong>Atouts d\u2019Ides Ramboer<\/strong><\/span>\n<ul>\n<li>Leader du march\u00e9 avec plus de 50 ans d\u2019exp\u00e9rience<\/li>\n<li>Propre service d\u2019\u00e9tude juridique<\/li>\n<li>Travail sur mesure<\/li>\n<li>Connaissance et expertise<\/li>\n<li>\u00c9quipe sp\u00e9cialis\u00e9e<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:45%;--awb-margin-top-large:0px;--awb-spacing-right-large:4.2666666666667%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:4.2666666666667%;--awb-width-medium:100%;--awb-order-medium:0;--awb-margin-top-medium:45px;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-title-text fusion-title-size-two\" style=\"--awb-margin-bottom:0px;--awb-margin-bottom-small:0px;\"><div class=\"title-sep-container title-sep-container-left fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><span class=\"awb-title-spacer fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><\/span><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:18;--minFontSize:18;line-height:1.5;\">Vous \u00eates un(e) architecte?<\/h2><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text fusion-text-3\"><h4 style=\"margin-top: 7px !important;\">Demandez votre offre ici .<\/h4>\n<p><a class=\"fusion-button\" href=\"https:\/\/idesramboer.be\/wp-content\/uploads\/2023\/12\/1-Questionnaire-architecte-Frans.docx\" target=\"_blank\" rel=\"noopener\" download=\"\">Download document<\/a><br \/>\n<a class=\"fusion-button\" style=\"margin-top: 30px;\" href=\"https:\/\/idesramboer.be\/fr\/responsabilite-professionnelle-architecte\/\"> Remplir votre offre en ligne<\/a><\/p>\n<\/div><div class=\"fusion-title title fusion-title-3 fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top:45px;\"><div class=\"title-sep-container title-sep-container-left fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><span class=\"awb-title-spacer fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><\/span><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:18;--minFontSize:18;line-height:1.5;\">Partenaire de<\/h2><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-image-element \" style=\"--awb-max-width:40%;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1031\" height=\"243\" title=\"UWA-Logo-2021-H-Quadri-300dpi\" src=\"https:\/\/idesramboer.be\/wp-content\/uploads\/2025\/09\/UWA-Logo-2021-H-Quadri-300dpi.jpg\" data-orig-src=\"https:\/\/idesramboer.be\/wp-content\/uploads\/2025\/09\/UWA-Logo-2021-H-Quadri-300dpi.jpg\" alt class=\"lazyload img-responsive wp-image-2491\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271031%27%20height%3D%27243%27%20viewBox%3D%270%200%201031%20243%27%3E%3Crect%20width%3D%271031%27%20height%3D%27243%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/idesramboer.be\/wp-content\/uploads\/2025\/09\/UWA-Logo-2021-H-Quadri-300dpi-200x47.jpg 200w, https:\/\/idesramboer.be\/wp-content\/uploads\/2025\/09\/UWA-Logo-2021-H-Quadri-300dpi-400x94.jpg 400w, https:\/\/idesramboer.be\/wp-content\/uploads\/2025\/09\/UWA-Logo-2021-H-Quadri-300dpi-600x141.jpg 600w, https:\/\/idesramboer.be\/wp-content\/uploads\/2025\/09\/UWA-Logo-2021-H-Quadri-300dpi-800x189.jpg 800w, https:\/\/idesramboer.be\/wp-content\/uploads\/2025\/09\/UWA-Logo-2021-H-Quadri-300dpi.jpg 1031w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 600px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling iframe-row ba_ontwerper\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><iframe id=\"popup-iframe\" src=\"https:\/\/report.insusoft2020.be:45451\/BA_ontwerper\" width=\"800\" height=\"600\"><\/iframe><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling custom-row-width\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:30px;--awb-padding-right:30px;--awb-padding-bottom:30px;--awb-padding-left:30px;--awb-overflow:hidden;--awb-bg-color:#fbfaf9;--awb-bg-color-hover:#fbfaf9;--awb-bg-size:cover;--awb-border-radius:12px 12px 12px 12px;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:45px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-title-text fusion-title-size-two\"><div class=\"title-sep-container title-sep-container-left fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><span class=\"awb-title-spacer fusion-no-large-visibility fusion-no-medium-visibility fusion-no-small-visibility\"><\/span><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:18;--minFontSize:18;line-height:1.5;\">Questions fr\u00e9quemment pos\u00e9es<\/h2><span class=\"awb-title-spacer\"><\/span><div class=\"title-sep-container title-sep-container-right\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"accordian fusion-accordian custom-responsive-toggles\" style=\"--awb-border-size:1px;--awb-icon-size:13px;--awb-content-font-size:13px;--awb-icon-alignment:left;--awb-hover-color:#f9f9f9;--awb-border-color:#cccccc;--awb-background-color:#ffffff;--awb-divider-color:#e0dede;--awb-divider-hover-color:#e0dede;--awb-icon-color:#ffffff;--awb-title-color:#000000;--awb-content-color:#000000;--awb-icon-box-color:#333333;--awb-toggle-hover-accent-color:#a0ce4e;--awb-title-font-family:&quot;Antic Slab&quot;;--awb-title-font-weight:400;--awb-title-font-style:normal;--awb-content-font-family:&quot;PT Sans&quot;;--awb-content-font-style:normal;--awb-content-font-weight:400;\"><div class=\"panel-group fusion-toggle-icon-boxed\" id=\"accordion-1727-1\"><div class=\"fusion-panel panel-default panel-a951a81421262e5d9 fusion-toggle-has-divider\" style=\"--awb-title-color:#000000;--awb-content-color:#000000;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_a951a81421262e5d9\"><a aria-expanded=\"false\" aria-controls=\"a951a81421262e5d9\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-1727-1\" data-target=\"#a951a81421262e5d9\" href=\"#a951a81421262e5d9\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Ma police de responsabilit\u00e9 professionnelle actuelle respecte-t-elle toutes les obligations l\u00e9gales ?<\/span><\/a><\/h4><\/div><div id=\"a951a81421262e5d9\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_a951a81421262e5d9\"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Depuis la Loi Peeters-Ducarme, une obligation l\u00e9gale d\u2019assurance est en vigueur pour la responsabilit\u00e9 civile professionnelle pour les architectes et autres prestataires de services dans le secteur de la construction. Depuis la Loi Peeters-Borsus, un projet de construction de logement doit \u00eatre signal\u00e9 avant le d\u00e9but des travaux \u00e0 l\u2019assureur, qui d\u00e9livre ensuite une attestation mentionnant que la responsabilit\u00e9 d\u00e9cennale pour ce projet sp\u00e9cifique est couverte. Ces projets qui tombent sous le coup de la Loi Peeters doivent \u00e9galement \u00eatre d\u00e9clar\u00e9s dans la d\u00e9claration annuelle \u00e9tant donn\u00e9 que votre responsabilit\u00e9 civile compl\u00e8te en tant qu\u2019architecte doit \u00eatre assur\u00e9e (et pas seulement le volet responsabilit\u00e9 d\u00e9cennale). Les polices sont conformes aux deux l\u00e9gislations.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-67d7af0a9a777829c fusion-toggle-has-divider\" style=\"--awb-title-color:#000000;--awb-content-color:#000000;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_67d7af0a9a777829c\"><a aria-expanded=\"false\" aria-controls=\"67d7af0a9a777829c\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-1727-1\" data-target=\"#67d7af0a9a777829c\" href=\"#67d7af0a9a777829c\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Quelle est la diff\u00e9rence entre une mission d\u2019architecture partielle et limit\u00e9e ?<\/span><\/a><\/h4><\/div><div id=\"67d7af0a9a777829c\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_67d7af0a9a777829c\"><div class=\"panel-body toggle-content fusion-clearfix\">En cas de mission partielle, votre contrat pr\u00e9voit que vous vous chargez uniquement de la conception et de la demande de permis de b\u00e2tir ou uniquement du contr\u00f4le de la r\u00e9alisation des travaux. En cas de mission limit\u00e9e, il est stipul\u00e9 contractuellement que certains travaux ne font pas partie de votre mission (par exemple la finition si votre mission est limit\u00e9e au gros \u0153uvre ferm\u00e9 et couvert \u00e0 l\u2019eau et au vent).<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-587ec43a5a36e61d6 fusion-toggle-has-divider\" style=\"--awb-title-color:#000000;--awb-content-color:#000000;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_587ec43a5a36e61d6\"><a aria-expanded=\"false\" aria-controls=\"587ec43a5a36e61d6\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-1727-1\" data-target=\"#587ec43a5a36e61d6\" href=\"#587ec43a5a36e61d6\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Je travaille en tant que collaborateur ind\u00e9pendant aupr\u00e8s d\u2019un bureau d\u2019architectes, suis-je (suffisamment) assur\u00e9 ?<\/span><\/a><\/h4><\/div><div id=\"587ec43a5a36e61d6\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_587ec43a5a36e61d6\"><div class=\"panel-body toggle-content fusion-clearfix\">L\u2019assurance professionnelle du bureau garantit \u00e9galement les collaborateurs, ind\u00e9pendants ou non, pour des missions dans le cadre du bureau. Il peut cependant se produire des situations dans le cadre desquelles la police du bureau n\u2019offre pas de couverture (par ex. s&rsquo;il y a un sinistre sur un chantier qui n\u2019a jamais \u00e9t\u00e9 d\u00e9clar\u00e9 dans les d\u00e9clarations annuelles, si la police est suspendue parce que les primes n\u2019ont pas \u00e9t\u00e9 pay\u00e9es \u00e0 temps &#8230;) En tant que collaborateur ind\u00e9pendant, il est possible d\u2019assurer la responsabilit\u00e9 qui n\u2019est pas assur\u00e9e dans la police du bureau. Il s\u2019agit de la \u2018responsabilit\u00e9 dite r\u00e9siduelle\u2019. Pour vos propres missions, vous devez vous-m\u00eame conclure une police responsabilit\u00e9 professionnelle.<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-f279072e82152938d fusion-toggle-has-divider\" style=\"--awb-title-color:#000000;--awb-content-color:#000000;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_f279072e82152938d\"><a aria-expanded=\"false\" aria-controls=\"f279072e82152938d\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-1727-1\" data-target=\"#f279072e82152938d\" href=\"#f279072e82152938d\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Comment des honoraires r\u00e9percut\u00e9s sont-ils port\u00e9s en compte \u00e0 un sous-traitant ?<\/span><\/a><\/h4><\/div><div id=\"f279072e82152938d\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_f279072e82152938d\"><div class=\"panel-body toggle-content fusion-clearfix\">Certains assureurs permettent lors de la d\u00e9claration annuelle de d\u00e9duire (une partie) des honoraires r\u00e9percut\u00e9s sur les sous-traitants. La condition est que vous fassiez une d\u00e9claration de tous les honoraires demand\u00e9s, que vous r\u00e9percutiez les montants par sous-traitant et que vous fournissiez une attestation d\u2019assurance valide de ce(s) sous-traitant(s).<\/div><\/div><\/div><div class=\"fusion-panel panel-default panel-0e306aee7a01cdd89 fusion-toggle-has-divider\" style=\"--awb-title-color:#000000;--awb-content-color:#000000;\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\" id=\"toggle_0e306aee7a01cdd89\"><a aria-expanded=\"false\" aria-controls=\"0e306aee7a01cdd89\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-1727-1\" data-target=\"#0e306aee7a01cdd89\" href=\"#0e306aee7a01cdd89\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box active-icon awb-icon-minus\" aria-hidden=\"true\"><\/i><i class=\"fa-fusion-box inactive-icon awb-icon-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Je veux transformer ma propre maison, comment celle-ci est-elle assur\u00e9e \u00e9tant donn\u00e9 que je ne me facture pas d\u2019honoraire \u00e0 moi-m\u00eame ?<\/span><\/a><\/h4><\/div><div id=\"0e306aee7a01cdd89\" class=\"panel-collapse collapse \" aria-labelledby=\"toggle_0e306aee7a01cdd89\"><div class=\"panel-body toggle-content fusion-clearfix\">Le paiement de la prime peut se d\u00e9rouler sur base de la valeur des travaux ou sur base d\u2019un honoraire fictif. Tant que vous \u00eates propri\u00e9taire, seuls les dommages caus\u00e9s \u00e0 des tiers sont assur\u00e9s, pas les dommages caus\u00e9s au b\u00e2timent. Dans certains cas, une exception peut \u00eatre n\u00e9goci\u00e9e avec l\u2019assureur.<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling custom-row-width\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:45px;--awb-margin-bottom:90px;--awb-margin-top-small:0px;--awb-margin-bottom-small:45px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-end fusion-flex-content-wrap\" style=\"max-width:1456px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4 custom-ul ul-wide\"><p><a class=\"fusion-button back-overview-button\" href=\"https:\/\/idesramboer.be\/fr\/onze-expertise\/\">Retour \u00e0 l&rsquo;aper\u00e7u<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-1727","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Architecte - Ides Ramboer<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/idesramboer.be\/fr\/architect\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Architecte - Ides Ramboer\" \/>\n<meta property=\"og:url\" content=\"https:\/\/idesramboer.be\/fr\/architect\/\" \/>\n<meta property=\"og:site_name\" content=\"Ides Ramboer\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-03T13:16:58+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/idesramboer.be\\\/fr\\\/architect\\\/\",\"url\":\"https:\\\/\\\/idesramboer.be\\\/fr\\\/architect\\\/\",\"name\":\"Architecte - Ides Ramboer\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/idesramboer.be\\\/#website\"},\"datePublished\":\"2023-07-13T06:01:56+00:00\",\"dateModified\":\"2025-09-03T13:16:58+00:00\",\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/idesramboer.be\\\/fr\\\/architect\\\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/idesramboer.be\\\/#website\",\"url\":\"https:\\\/\\\/idesramboer.be\\\/\",\"name\":\"Ides Ramboer\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/idesramboer.be\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Architecte - Ides Ramboer","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/idesramboer.be\/fr\/architect\/","og_locale":"fr_FR","og_type":"article","og_title":"Architecte - Ides Ramboer","og_url":"https:\/\/idesramboer.be\/fr\/architect\/","og_site_name":"Ides Ramboer","article_modified_time":"2025-09-03T13:16:58+00:00","twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/idesramboer.be\/fr\/architect\/","url":"https:\/\/idesramboer.be\/fr\/architect\/","name":"Architecte - Ides Ramboer","isPartOf":{"@id":"https:\/\/idesramboer.be\/#website"},"datePublished":"2023-07-13T06:01:56+00:00","dateModified":"2025-09-03T13:16:58+00:00","inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/idesramboer.be\/fr\/architect\/"]}]},{"@type":"WebSite","@id":"https:\/\/idesramboer.be\/#website","url":"https:\/\/idesramboer.be\/","name":"Ides Ramboer","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/idesramboer.be\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"}]}},"_links":{"self":[{"href":"https:\/\/idesramboer.be\/fr\/wp-json\/wp\/v2\/pages\/1727","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/idesramboer.be\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/idesramboer.be\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/idesramboer.be\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/idesramboer.be\/fr\/wp-json\/wp\/v2\/comments?post=1727"}],"version-history":[{"count":7,"href":"https:\/\/idesramboer.be\/fr\/wp-json\/wp\/v2\/pages\/1727\/revisions"}],"predecessor-version":[{"id":2494,"href":"https:\/\/idesramboer.be\/fr\/wp-json\/wp\/v2\/pages\/1727\/revisions\/2494"}],"wp:attachment":[{"href":"https:\/\/idesramboer.be\/fr\/wp-json\/wp\/v2\/media?parent=1727"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}